Here's How We Help
If you're a Bay Area tech executive 5-10 years from retirement, you're dealing with complexity most advisors don't understand. Stock options vesting on three different schedules. 401(k)s at your last two companies. RSUs you're not sure whether to sell or hold. A taxable account you've been meaning to consolidate but never have time for.
Meanwhile, you're thinking about helping your daughter with a down payment, making sure your parents have long-term care coverage, and wondering if your spouse would know what to do if something happened to you.
This is what we do. Here's how we help:
Wealth Management for Complex Tech Compensation
Getting Your Financial House in Order
Most of our new clients come to us with accounts scattered across multiple institutions. 401(k)s from previous employers. Taxable accounts at two different brokerages. Stock options they're not sure how to exercise tax-efficiently. It's complex, and you don't have time to sort through it.
Our job is to consolidate what makes sense, build a clear strategy, and help make sure you understand exactly where you stand.
We help with:
- Stock option and RSU strategy
- 401(k) consolidation and rollover planning
- Tax-efficient portfolio management
- Diversification from concentrated positions
- Multi-generational wealth-building
Our goal is to help you avoid the expensive mistakes people make when they try to manage this complexity on their own.
*Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Family-First Planning & Multi-Generational Wealth
Planning for What Actually Matters
You didn't build wealth just to watch numbers go up. You built it to take care of your family, retire when you want to (not when you have to), and help make sure the people you love are taken care of.
We help with:
- Work-optional timeline analysis
- Trust and estate planning coordination
- Life insurance and long-term care strategies
- Wealth transfer to children
- Healthcare and Medicare planning
- Legacy and charitable giving strategies
Tax Strategy & Asset Preservation
Proactive Monitoring & Risk Management
We actively monitor your portfolio, look for tax-saving opportunities throughout the year, and reach out when markets get volatile.
We help with:
- Tax-loss harvesting and Roth conversion analysis
- Required Minimum Distribution (RMD) planning
- Capital gains management
- Asset preservation strategies
- Portfolio monitoring and market volatility planning
Maheras Wealth Management and LPL Financial do not provide legal or tax advice. We coordinate with your tax and legal advisors to integrate your complete financial picture.
Our Approach
We believe wealth management should be about genuine partnership, not product sales. After decades at major firms, Leo founded Maheras Wealth Management to serve clients the way they deserve. With personal attention, clear communication, and advice that's always in your best interest.
Our clients typically work with us for 10-20+ years. That's not because they're stuck. We believe, it's because they've found someone who genuinely knows them, picks up the phone when they call, and helps them navigate both markets and life transitions with confidence.
We focus on safeguarding what you've built first, growing it intelligently second, and helping you live the life you've worked so hard for.
Ready to explore how we might work together?
